Can I Afford Senior Living in St. Petersburg, FL?

Why is St. Petersburg an excellent place to retire?

It’s nice to dream about leaving home after retirement and landing in a place where the sun’s always shining, the cost of living is affordable, and you can eventually throw all of your cares to the wind.

But where will you find that? Hawaii? Too far and too populated. Arizona? Too hot. What about Florida? You might start wondering, “Is it expensive to live in St. Petersburg?

You’ll find retirement communities peppered throughout the Tampa/St. Petersburg area, but senior living is all about planning for the future. Assisted living and memory care communities like The Goldton at St. Petersburg offer ways to extend your length of living independently and your budget.

Why is St. Petersburg affordable for seniors?

Cost of Living

The national average for monthly assisted living services in the U.S. is $4300. According to the Genworth Cost of Care Survey, expect to save nearly $1000 per month in the Tampa/ St. Petersburg area.


Get ready to start saving some money. Florida is in the top ten most tax-friendly states. Snowbirds can’t claim this; it helps to be a year-round resident to forget about state taxes on:

  • Social Security benefits
  • Pensions
  • IRAs
  • 401(k)s and other retirement income

Insurance Costs

If you own property in Florida, hurricane and flood insurance are considerable costs many neglect to factor into their budget. When you live at The Goldton at St. Petersburg, you won’t have to worry about extra expenses like that. In our community, things like utility bills and home maintenance are a part of your monthly expenses.

At The Goldton at St. Petersburg, you can say goodbye to maintaining a car with insurance. Take advantage of our community transportation for medical appointments, shopping, and outings.

The Goldton at St. Petersburg | Senior couple lounging in lawn chairs surrounded by palm trees, outdoors
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Health Care

Nearly all of the 4.5 million adults aged 65 and older who call the Sunshine State home enroll in Medicare. Medicare does not pay for your monthly rent but will pay for specific medical treatments you can choose to receive in assisted living and memory care communities.

Adding to our convenience, we are minutes from St. Petersburg General Hospital, along with its satellites of specialty clinics and pharmacies.

What’s included in the cost of assisted living?

All the things you need to continue living independently.


The base rate of our community includes standard services and amenities similar to that of a hotel. Enjoy access to:

  • Freedom dining to give you the option to eat whenever you’d like
  • Fitness and wellness center for exercise classes
  • Beautifully landscaped grounds and private courtyard
  • Salon, shuffleboard courts, game room, and a chapel
  • Weekly housekeeping and maintenance services
  • Transportation services
  • Snacks and beverages available throughout the day

One of the best benefits of The Goldton at St. Petersburg is the array of social opportunities. You’re free to participate as much or as little as you like in our calendar of events and activities, which include:


Becoming an assisted living resident means peace of mind. You’ll enjoy various services from our licensed nurses and round-the-clock associates that will make your life easier.

Choose the comfort and care you want:

  • Assistance with eating, bathing, dressing, or grooming
  • Reminders and management of your medication
  • Regular health and wellness assessments
  • In-room emergency response system

What about Alzheimer’s care?

Down the road, should you or a loved one experience Alzheimer’s or another form of dementia, specialized help is available in memory care at The Goldton at St. Petersburg. Guided by our signature SPIRIT program, enhanced quality of life is possible.

Our secure and relaxing memory care neighborhood recruits memory loss specialists who enrich the lives of those with dementia through personalized care services and engaging activities.

Where is The Goldton at St. Petersburg?

We are centrally located in St. Petersburg near Publix for shopping and medication, and a short drive away from matinee movies at Tyrone 10, and breathtaking sunsets at Abercrombie Park.

We’re close to Tampa International Airport and even closer to St. Pete–Clearwater International Airport, making it easy for your friends and family to visit.


Visit The Goldton at St. Petersburg

We would love to show you our community and start you on a journey of cost-effective, worry-free living. Contact us to set up an in-person or virtual tour today.

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